Affirm + CPAP supplies Financing Options

CPAPsupplies.com has partnered with Affirm Financing so you can finance your CPAP Machine or CPAP Supplies without the difficulty of going through a loan process - there are no hidden fees or high interest rates.

Affirm is a financial company based in San Francisco that offers easy, transparent loans with no hidden payments or surprises.

• Choose to pay over 3, 6, or 12 months with rates from 10-30% APR once approved through Affirm’s instant loan checker.
• Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay from the beginning.
• Your first payment is due 30 days after we process your order.

Anyone over 18 is eligible to use Affirm; all you need to start the process is a bank account, valid email address, and a mobile phone capable of SMS messaging.

1. During checkout, choose the Affirm Monthly Payment option, then provide some basic information and get a real-time loan decision.
2. Affirm does a soft credit check and identity verification to decide what type of loan you qualify for. This will not affect your credit score in any way.
3. Once you are approved, we ship your order and you make monthly payments directly to Affirm, either by online bank transfer, debit card, or check*.

*To pay by check, simply write your mobile phone number and loan ID on the check and mail to: Affirm, Inc. PO Box 2854 San Francisco, CA 94126

• There is a minimum order of $100 to begin the loan process. Affirm will help you calculate a monthly payment that you can afford in a simple list of payment options.  
• Affirm will send you an email and text message reminders before an upcoming payment, and you can also set up auto-pay to make things even easier.

The corresponding finance charge is the only fee associated with a loan from Affirm. There are no penalties for prepayment, service fees, or late fees, though late payments might make it difficult for you to qualify for a loan in the future.

There’s no card number to steal, and all sensitive data is encrypted to ensure that your information remains safe at all times.

Affirm also employs physical, electronic, and procedural safeguards to keep your information private. Affirm only needs basic details to review your credit, and after that you can pay how you feel comfortable, adding a layer of safety to your online spending.

For security purposes, Affirm confirms every purchase via text message.

Returns are subject to CPAPsupplies.com's return policy, which accepts unopened products within 30 days of the original ship date. Returns are subject to a 20% restocking fee to be subtracted from the original cost. Then, a credit for the difference will be issued.

Affirm will issue you a refund if the merchant receives your returned items and processes the refund within 120 days of purchase.  They will also credit all payments you have made on your loan to the original form of payment within 3 to 10 business days of the refund.

Payments and inquiries regarding loan amounts or bills should be directed to Affirm, as they process and supervise loans. Contact help@affirm.com for any questions you might have, or visit their information center here.

CPAPsupplies.com will mail your purchase directly to you, and shipping is free! We are here to ensure that you get all the help that you need, so ff you have any questions about financing your medical equipment, give us a call today!